One Affordable Monthly Payment

Our Trust & Credibility

How It Works?

Benefits

NCR Registered Counsellors

Protect Your Home & Car

No More Harassing Calls

Rebuild Your Credit Over Time

You're Legally Protected

"I was drowning in debt and didn’t know where to turn. They helped me reduce my payments, and I finally feel like I can breathe again."

 — Tracy K., Cape Town

Why Choose Us?

Support That Works: We've helped thousands of South Africans get out of debt, one step at a time.

Compassionate Experts: No judgement. Just clear, practical support.

Mobile-First: Get help fast, even from your phone.

Ready to take the first step?

Claim your free, no-obligation assessment—contact us now and take the first step.

NCR Registered Counsellors

Thousands of South Africans Helped

100% Confidential & Secure

What Customers Are Saying

- Shivanee Dayanand

Thank you for all your kindness, and your assistance whenever I need it. We are all going through a lot in life but when we have wonderful people like you in life….it just makes such a huge difference in all that we are facing. Thank you, thank you, thank you!

- Ann Saaiman

The service I received from My Debt Hero from has been absolutely excellent. Everyone I dealt with was professional and extremely helpful. Thank you to all at My Debt Hero.

- Fiona Myburgh

Thanks very much for everything that your company is doing for me. I really appreciate it. I was close to a heart attack with worry. At least I can sleep easy at night, knowing that all my debt will be taken care of.

1. Free Debt Assessment

Fill out our short online form to help us understand your debt situation and how we can assist.

3. Take Back Control

We negotiate with your creditors, consolidate your debt, and help you pay one affordable monthly amount.

2. Get Your Personalised Plan

We'll show you how much you can save—often up to 50%—and explain your legal protection under the National Credit Act.

- Vuyokazi Lukhwe

Thank you very much, the customer-centricity you showed in dealing with us is immeasurable. You demonstrated in all aspects of dealing with the customer pureness and willingness to help. My wife and I appreciate that. And continue putting customer needs first in all you do. Well done, and thank you very much.

- Kamohelo Mokoena

Thank you for your assistance. You are really a star at your work. I will await the clearance letter. Today is my happiest day. May God bless You and all behind you assisting people. I achieved what I never thought I will. Thank you so much.

- Elna Venter

Rachael was so very friendly and patient with me. She immediately returned my calls and assisted me. My knowledge about the new technology is very poor, and she guided me through the whole process, not even once being impatient. A huge THANK YOU again!

Fully Compliant: Registered under the National Credit Act.

5-Star Customer Reviews